tag:blogger.com,1999:blog-87384244242142296032011-04-21T14:04:18.118-07:00pro-golfernoreply@blogger.comBlogger21100tag:blogger.com,1999:blog-8738424424214229603.post-87454536146455833622006-11-18T19:16:00.000-08:002007-02-10T19:56:09.088-08:00<span style="font-family: trebuchet ms;font-family:georgia;font-size:85%;" >By: Seymore Hennigan</span><span style="font-size:85%;"><br /></span><span style="font-size:85%;"><br /></span><span style="font-family: trebuchet ms;font-family:georgia;font-size:85%;" >At some point in your adult life, you are likely to purchase a house of your own. Whether you are sick of renting, or you have decided to settle down and start a family, purchasing your first home can be an exhilarating and nerve-wracking adventure. In researching the best practices for new home buying, we decided to give you three of the most important tips.</span><span style="font-size:85%;"><br /></span><span style="font-family: trebuchet ms;font-family:georgia;font-size:85%;" ><br />Our first suggestion is to save, save, and save some more. The idea behind this is to enable you to make the largest initial down payment on your new home as possible. We know how difficult it can be to save, but this could save you thousands of dollars in the long run. Wouldn’t it be great to be able to save thousands of dollars to use for your own ends, instead of paying it to some faceless bank in interest payments?<br /><br />Secondly, try to educate yourself about the types of financing available. Shop around, or speak with a mortgage broker who can act on your behalf. In my opinion, your best bet is to lock into a fixed rate mortgage. A new home is very expensive, and you are likely to be short of cash for the first couple years. A fixed rate mortgage will provide you with the peace of mind that comes with knowing exactly what your mortgage payments will be each month. Remember, you can always renegotiate the terms of your mortgage at a later date. Ensure you have the stability you need to get off on the right start.<br /><br />Lastly, be sure you have a proper home inspection done before you complete the transaction. If you feel the price of the house you are about to purchase is too good to pass up, it is probably is too good to be true. It is worth taking the time to ensure things are done properly. If you have to move fast for fear of missing out, make an offer, but ensure that your offer is conditional on upon a successful home inspection. Far too many first time home buyers have gone broke fixing repairs that should have taken care of by the previous owner. And, please, do yourself a favor and find an independent home inspector that doesn’t have a relationship with the real estate agent!<br /><br />About the author:Seymore Hennigan has worked in finance for many years. When he is not crunching numbers or advising his family and friends on investments, he writes freelance articles for mortgageguide101.com – an independent mortgage guide filled with extensive information about Saxon Mortgage - <a href="http://www.mortgageguide101.com/saxon-mortgage.aspx/,second">http://www.mortgageguide101.com/saxon-mortgage.aspx/,second</a> mortgages - <a href="http://www.mortgageguide101.com/second-mortgages.aspx/,mortgages">http://www.mortgageguide101.com/second-mortgages.aspx/,mortgages</a> - <a href="http://www.mortgageguide101.com/and">http://www.mortgageguide101.com/and</a> more.<br /><br />Circulated by <a href="http://www.article-emporium.com/">Article Emporium</a></span><span style="font-size:85%;"><br /></span><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8738424424214229603-8745453614645583362?l=demortgage.blogspot.com' alt='' /></div>pro-golfernoreply@blogger.com0tag:blogger.com,1999:blog-8738424424214229603.post-16287700504591652472006-11-18T19:14:00.000-08:002007-02-10T19:58:45.039-08:00<span style="font-family: arial;font-family:georgia;font-size:85%;" >by: Jay Moncliff<br /><br />If you are interested in buying a home then you are certainly shopping for a mortgage quote from a variety of different lenders. This is important because when you have more than one mortgage quote you can compare the different lenders and find the one that is best for you. Frequently, the average mortgage quote online will be lower than the average mortgage quote from your neighborhood bank. Since every penny counts and you want to save as much money as possible, get a mortgage quote online as well as from your neighborhood lenders to find the best deal for you. The following suggestions will help you find a mortgage quote online as well.<br /><br />Mortgage Quote Tip #1 Bid for QuotesThe best way to get a mortgage quote online is to visit the sites that ask for some general personal financial information and then submits it to various lenders. Then, all of the lenders respond with a mortgage quote for your personal financial situation. Once you receive the mortgage quote it is up to you to forget it or contact the lender that provided you with that particular mortgage quote.<br /><br />Mortgage Quote Tip #2 ProfessionalsYou want a professional and real mortgage quote, so make sure you are dealing with a professional company that will provide you with a legitimate mortgage quote online. If not, you will be wasting your time and risking your investment by dealing with a sketchy company.<br /><br />Mortgage Quote Tip #3 RealisticWhile you want the lowest mortgage quote possible, you need to make sure the mortgage quote is realistic within the scheme of things. If you receive a mortgage quote that is several percentage points lower than the lowest mortgage quote you have seen, you might want to question it. While there are many reputable online mortgage quote companies, there are those out there that are not professional.<br /><br />About the author:Jay Moncliff is the founder of </span><span style="font-family: arial;font-size:85%;" ><a href="http://www.mybestmortgage.infoa/">http://www.mybestmortgage.infoa</a></span><span style="font-family: arial;font-family:georgia;font-size:85%;" > website specialized on Mortgage, resources and articles. This site provides updated information on Mortgage. For more info on Mortgage visit: </span><span style="font-family: arial;font-size:85%;" ><a href="http://www.mybestmortgage.info/">http://www.mybestmortgage.info</a><br /><br /></span><span style="font-family: arial;font-family:georgia;font-size:85%;" >Circulated by <a href="http://www.article-emporium.com/">Article Emporium</a></span><div class="blogger-post-footer"><img width='1' height='1' src='https://blogger.googleusercontent.com/tracker/8738424424214229603-1628770050459165247?l=demortgage.blogspot.com' alt='' /></div>pro-golfernoreply@blogger.com0